New Wealth University
Foresight Studio
前瞻工作室

1 / 2 / 3 / 5-year wealth foresight

1 / 2 / 3 / 5 年财富前瞻

How wealth is acquired, sourced, owned, and transmitted in the AI era. Baseline September 2026. First public audit September 2027.

AI 时代财富如何获取、来源、拥有与传承。 基线 2026 年 9 月。首次公开审计 2027 年 9 月。

Thesis. 总论。 Wealth shifts from selling scarce hours → owning scarce judgment, distribution, and claims on automated cash flows. 财富从卖稀缺工时 → 拥有稀缺判断力、分发权、以及对自动化现金流的索取权。

Scoring: HIT · PARTIAL · MISS · VOID. Misses stay archived forever.

打分:命中 · 部分命中 · 失误 · 作废。错案永久归档。

Year 1 (~2027) — AI as junior partner

第 1 年(~2027)— AI 当初级合伙人

ID Claim预测 Evidence plan证据计划
Y1-A1 Solo operators with agent fleets (3–10) outproduce 2024-style small teams 一人管 3–10 个智能体舰队,产能超过 2024 式小团队 Public P&Ls, indie surveys, “Agent Ops” titles 公开损益、独立调查、Agent Ops 职位
Y1-S1 Owned audiences beat pure model-wrapper apps on repeat revenue 自有受众在复购收入上击败纯模型套壳应用 Pricing + retention vs wrapper graveyard 定价与留存 vs 套壳坟场
Y1-O1 “Export / backup my AI life OS” products ship “导出/备份我的 AI 人生系统”类产品上线 Launches, insurance riders 产品发布、保险附加条款
Y1-I1 Mid-class estate checklists include digital keys / AI accounts 中产遗产清单普遍包含数字密钥 / AI 账号 Lawyer templates (US/UK/SG/AU) 律师模板(美/英/新/澳)

Year 2 (~2028) — Cash-flow from machines

第 2 年(~2028)— 机器现金流

IDClaim预测Evidence plan证据计划
Y2-A1 AI-native SMBs: higher revenue per employee vs 2025 baseline AI 原生中小企:人均收入高于 2025 基线 Labor stats / Stripe / indie indexes 劳动统计 / Stripe / 独立指数
Y2-S1 Agent marketplaces with real revenue share beyond demos 智能体市场出现真实分成,不只是演示 Live GMV / disclosures 真实 GMV / 披露
Y2-O1 Contracts split control rights vs cash-flow rights on fine-tunes / memory 合同拆分微调/记忆的控制权与收益权 Template libraries 合同模板库
Y2-I1 Multi-sig / social recovery normal for tech-native family treasuries 科技家庭金库普遍使用多签/社交恢复 Product adoption + estate content 产品采用 + 遗产内容

Year 3 (~2029) — Judgment becomes scarce

第 3 年(~2029)— 判断力成为稀缺

IDClaim预测Evidence plan证据计划
Y3-A1 Wage premium shifts to taste / negotiation / liability-bearing judgment 薪资溢价转向品味 / 谈判 / 担责判断 Wage studies, certifications 薪资研究、认证
Y3-S1 Generic digital services hollow; winners = infra / local trust+AI / physical+energy+compute 泛数字服务空心化;赢家=基建/本地信任+AI/实体+能源+算力 Sector shares 行业份额
Y3-O1 Portable reputation / outcome histories used across borders 可携带声誉/结果履历跨境使用 Platform features 平台功能
Y3-I1 “Family AI policy packs” appear as inheritance objects “家族 AI 政策包”成为传承对象 Legal + family OS products 法律与家族系统产品

Year 5 (~2031) — Claims on the automated economy

第 5 年(~2031)— 对自动化经济的索取权

IDClaim预测Evidence plan证据计划
Y5-A1 A household segment’s primary surplus includes slices of automated production 一部分家庭主要盈余包含自动化生产切片 Regulated products, surveys 合规产品、调查
Y5-S1 Verified usefulness ≫ content spam; data/compute/distribution dominate 可验证有用 ≫ 内容垃圾;数据/算力/分发主导 Market structure reports 市场结构报告
Y5-O1 Net-worth dashboards list agent fleets & IP as first-class lines 净资产看板把智能体舰队与 IP 列为正式科目 Fintech / wealth apps 金融科技/财富 App
Y5-I1 Multi-rail succession taught as standard literacy 多轨传承成为标准素养 Curriculum + legal practice 课程与法律实务

We are not afraid to be wrong. Wrong in public is tuition.

我们不怕错。当众打脸是学费。