Curriculum architecture
课程架构
Four Modules
四大模块
Every program at New Wealth University maps to these four modules — in this order.
新财富大学每门课都落在这四大模块——按此顺序。
01 · Sources of Wealth
01 · 财富的来源
Where surplus originates when AI can generate text, code, images, and workflows at near-zero marginal cost.
当 AI 几乎零边际成本生成文字、代码、图像与工作流时，盈余从哪里来。
- Attention & trust (owned audiences beat raw generation)
- Digital products & micro-IP (templates, datasets, workflows, fine-tunes)
- Automated services & agent marketplaces
- Traditional businesses unlocked by AI throughput (quote, lead, consult, dispatch)
- Capital claims: equity, revenue share, rights on machines
- 注意力与信任（自有受众胜过裸生成）
- 数字产品与微 IP（模板、数据集、工作流、微调）
- 自动化服务与智能体市场
- 被 AI 吞吐打开的传统生意（报价、线索、咨询、调度）
- 资本索取权：股权、分成、对机器的权利
02 · Acquisition of Wealth
02 · 财富的获取
How effort becomes surplus: offers, channels, pricing, agent production, and closing loops.
努力如何变成盈余：报价、渠道、定价、智能体产能、成交闭环。
- One-human business architecture with agent fleets
- Offer design that sells outcomes, not “AI tips”
- Owned distribution from day one (email / community)
- AI agency & creative factory models
- Traditional ops: AI on the bottleneck hour first
- 一人公司架构 + 智能体舰队
- 卖结果的报价设计，不卖「AI 技巧」
- 第一天就自有分发（邮件 / 社群）
- AI 代理商与创意工厂模型
- 传统运营：先 AI 化瓶颈工时
03 · Ownership of Wealth
03 · 财富的拥有
What remains on your balance sheet after the hype cycle — and how you defend it.
热潮退去后，什么留在你的资产负债表上——以及如何守住。
- Owned lists, brands, and reputation graphs
- Code, SKUs, and recurring software
- Contracts: control rights vs cash-flow rights
- Personal AI operating stack as an asset
- Refuse the AI-serf path: high output, zero claim
- 自有名单、品牌与声誉图
- 代码、SKU 与经常性软件收入
- 合同：控制权 vs 收益权
- 个人 AI 工作栈成为资产
- 拒绝 AI 农奴：高产出、零索取权
04 · Transmission of Wealth
04 · 财富的传承
How value crosses people and decades — money alone is not enough.
价值如何跨人、跨代——只传钱不够。
- Digital vaults: accounts, keys, agent credentials
- IP and audience succession
- Family AI policy packs (judgment inheritance)
- Multi-rail wills: legal + technical + capability
- 数字金库：账号、密钥、智能体凭证
- IP 与受众继承
- 家族 AI 政策包（判断力传承）
- 多轨遗嘱：法律 + 技术 + 能力